bluejay

record a payment you already made to a vendor, contractor, or one-off helper — rent, a tool you bought, a check you wrote.

every payment you log here can post to sycamore as a journal entry — that's how it lands on your p&l and tax-form summary.

if you've already added a supplier to catfish, bluejay's payee picker pulls them in automatically — no re-typing names, addresses, or terms.

if a payee is a 1099 contractor, mark them so every payment rolls up to their year-to-date total. once they cross $600, sweetgum flags them for a 1099 at year-end.

when bluejay sees the same vendor + same amount + same cadence, it offers to pin it as a recurring pattern. that gets you a reminder on the day it's due so it doesn't slip.

wymzy is a router, not a bank. originating ach or holding balances are regulated activities — we won't ship them ourselves. bluejay is the dashboard layer over the providers who do.

every payment lands in one of eight categories. the category determines which expense account it posts to in sycamore — which determines where it lands on your p&l and your tax form.

bluejay tracks how the money moved — zelle, check, cash, ach, card. the method drives reconciliation later (matching bluejay against your bank statement).

the bluejay list has filter chips for category, status (synced / awaiting), and time window. the search box matches payee, memo, and external reference (check number, transaction id).

wrong category, wrong amount, wrong payee — easy to mistype. open the payment, edit the field, save. if it's already synced to sycamore, the journal entry updates with it.

once a month, sit down with your bank statement and your bluejay list side-by-side. for each statement line, match a bluejay row. anything unmatched goes one of two ways — log it now, or research it.

when you transfer money from the business account to your personal account, that's an owner draw — not an expense. tagging it correctly keeps your p&l clean.